Terms of Use

Not financial advice

BorrowProof is an informational tool that compares your loan rate to publicly available European Central Bank statistics. It is not financial advice. The information provided should not be relied upon as a basis for making financial decisions.

Always consult a qualified financial advisor, accountant, or banking professional before making decisions about loans, mortgages, or other financial products.

Data accuracy

We use official data from the European Central Bank (ECB MIR statistics). While we make every effort to present this data accurately, we cannot guarantee that it is error-free, complete, or up-to-date at all times. ECB data is published with an approximate 6-week lag.

Limitation of liability

BorrowProof is provided “as is” without warranties of any kind. We are not liable for any losses, damages, or costs arising from the use of this tool, including but not limited to decisions made based on the rate comparisons or verdicts shown.

Independence

BorrowProof is independent. We do not sell loans, partner with banks, receive commissions, or have any financial relationship with lending institutions. Our sole purpose is to provide transparent rate comparisons.

Acceptable use

You may use BorrowProof for personal, non-commercial purposes. Automated scraping, bulk data extraction, or redistribution of our content without permission is prohibited.

Changes to these terms

We may update these terms from time to time. The “last updated” date at the top of this page indicates when these terms were last revised.